What is short term disability insurance?

Disability insurance exists to replace income in the event of total or in some cases partial disability, due to accident or illness.

Disability insurance provides disability income   benefits that begin at a specified time period   following your disability, injury or accident. Your   benefits continue until you return to work, die, or   become eligible for pension benefits.   Short-term Disability Income Insurance is designed to   provide benefits for a temporary period of time, usually   3 - 6 months.
As a result this type of policy usually has an elimination period of 10 days.

  If you're not insured than you're putting yourself at risk! Think about what you'll lose!


Disability Payments and Taxes

When you buy disability income insurance, the benefits paid are generally income tax free. If an employer pays all or part of the premium for group disability insurance coverage, the payments are taxable income to you. Consult your tax advisor to see if this applies to your specific financial circumstances.

If something happens to you and you're without disability insurance YOUR INCOME WILL STOP! Are you prepared to support yourself or your family when the income is suddenly yanked out from under you? Probably not and that's why you're here now!

We're here to make your task easier in getting the best rates possible for disability insurance. We are a portal that will guide you to the quick, and easy to fill out, disability insurance quote form wizard that will put your quote before multiple agents, they compete for your quote, so you get the best possible rates and best savings! We work hard for our money and know you do too!

 

Insurance,Car,auto,automobile,life,disability,health,business,property & casualty,commercial,liability,umbrella,estate planning,term insurance